Is it possible to purchase a car for maternity capital?
Under the parent, or family capital is understood as a lump sum payment of federal value, the amount of which as of 2016 is 453 026 rubles. Undoubtedly, this amount is quite impressive, and many families expect that it will help them solve the transport problem.
Unfortunately, the law does not allow the allocation of maternity capital to purchase a car. This measure of social support, as a primary target, implies an improvement in the living conditions of families with children, so these finances can be used to purchase an apartment or apartment building, as well as repay a mortgage loan. In addition, these funds in the future can be used to pay for the education of a son or daughter and his residence in a hostel, housing equipment in case the child is disabled, and to increase the mother's pension.
Although the State Duma has repeatedly considered bills with the proposal to allow the allocation of funds of this federal payment for the purchase of a car, in the end, all of them were rejected. The Government of the Russian Federation explains its position by the fact that the car belongs to the category of movable property, and it can be registered only in the name of the mother or father of the kids. At the same time, the interests of minor children, which the state primarily cares about, will remain unaccounted for. For the same reason, when solving the housing problem with the use of the means of this payment, parents are obliged
It is worth noting that in some regions to buy a car using money provided to the family by the state for the birth of children, it is possible. In this situation, we are talking about the so-called "regional maternity capital", the amount and terms of payment of which may vary depending on the place of residence of the family. In particular, in St. Petersburg, large parents have the right to receive such a payment of 100,000 rubles, and it can be used to purchase a new car of Russian production by non-cash settlement.